:root{--primary-blue:#0b3d91;--dark-blue:#062a66;--light-blue:#eaf0fb;--primary-red:#e31e24;--dark-red:#b5161b;--white:#fff;--light-bg:#f4f7fc;--text-dark:#1a1a2e;--text-muted:#5a6478;--border:#e3e8f2;--success:#1e9e5a;--font-heading:"Lato", system-ui, sans-serif;--font-body:"Lato", system-ui, sans-serif;--radius-sm:8px;--radius:14px;--radius-lg:22px;--shadow-sm:0 2px 10px #0b3d910f;--shadow:0 10px 30px #0b3d911a;--shadow-lg:0 20px 50px #062a662e;--transition:.3s ease;--header-height:92px}*,:before,:after{box-sizing:border-box;margin:0;padding:0}html{scroll-behavior:smooth;scroll-padding-top:calc(var(--header-height) + 10px)}body{font-family:var(--font-body);color:var(--text-dark);background:var(--white);-webkit-font-smoothing:antialiased;font-size:16px;line-height:1.6;overflow-x:hidden}h1,h2,h3,h4,h5{font-family:var(--font-heading);color:var(--text-dark);line-height:1.25}a{color:inherit;text-decoration:none}img,svg{max-width:100%;display:block}button{font:inherit;cursor:pointer;color:inherit;background:0 0;border:none}ul{list-style:none}input,select,textarea{font:inherit;color:inherit}:focus-visible{outline-offset:2px;outline:3px solid #e31e2473}.sr-only{clip:rect(0 0 0 0);white-space:nowrap;width:1px;height:1px;position:absolute;overflow:hidden}.container{width:100%;max-width:1240px;margin:0 auto;padding:0 20px}.section{padding:90px 0}.section--light{background:var(--light-bg)}.section-header{text-align:center;max-width:680px;margin:0 auto 50px}.section-tag{background:var(--primary-red);color:var(--white);letter-spacing:1px;text-transform:uppercase;border-radius:50px;margin-bottom:14px;padding:6px 16px;font-size:13px;font-weight:700;display:inline-block}.section-title{margin-bottom:12px;font-size:36px;font-weight:700;line-height:42px}.section-title span{color:var(--primary-red)}.section-subtitle{color:var(--text-muted);font-size:16px;line-height:24px}.btn{font-family:var(--font-heading);white-space:nowrap;transition:all var(--transition);border:2px solid #0000;border-radius:50px;justify-content:center;align-items:center;gap:8px;padding:12px 26px;font-size:14px;font-weight:700;display:inline-flex}.btn:disabled{opacity:.6;cursor:not-allowed}.btn--red{background:var(--primary-red);color:var(--white);box-shadow:0 8px 20px #e31e244d}.btn--red:hover:not(:disabled){background:var(--dark-red);transform:translateY(-2px);box-shadow:0 12px 26px #e31e2466}.btn--blue{background:var(--primary-blue);color:var(--white)}.btn--blue:hover:not(:disabled){background:var(--dark-blue);transform:translateY(-2px)}.btn--outline-blue{border-color:var(--primary-blue);color:var(--primary-blue)}.btn--outline-blue:hover{background:var(--primary-blue);color:var(--white)}.btn--outline-white{border-color:var(--white);color:var(--white)}.btn--outline-white:hover{background:var(--white);color:var(--primary-blue)}.btn--sm{padding:8px 18px;font-size:14px}.btn--block{width:100%}.form-grid{gap:16px;display:grid}.form-group{flex-direction:column;gap:6px;display:flex}.form-group label{color:var(--text-dark);font-size:14px;font-weight:600}.form-control{border:1.5px solid var(--border);border-radius:var(--radius-sm);background:var(--white);width:100%;transition:border-color var(--transition), box-shadow var(--transition);padding:12px 14px;font-size:15px}.form-control:focus{border-color:var(--primary-blue);outline:none;box-shadow:0 0 0 4px #0b3d911a}.form-control.has-error{border-color:var(--primary-red)}.form-error{color:var(--primary-red);font-size:13px;font-weight:500}.form-check{cursor:pointer;align-items:center;gap:8px;font-size:14px;display:flex}.form-check input{width:16px;height:16px;accent-color:var(--primary-blue)}.alert{border-radius:var(--radius-sm);align-items:flex-start;gap:10px;padding:14px 16px;font-size:14px;font-weight:500;display:flex}.alert svg{flex-shrink:0;margin-top:2px}.alert--success{color:var(--success);background:#1e9e5a1a}.alert--error{color:var(--primary-red);background:#e31e2414}.alert--info{background:var(--light-blue);color:var(--primary-blue)}.reveal{opacity:0;transition:opacity .7s,transform .7s;transform:translateY(30px)}.reveal.visible{opacity:1;transform:none}@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}*,:before,:after{transition-duration:.01ms!important;animation-duration:.01ms!important}.reveal{opacity:1;transform:none}}@media (width<=768px){.section{padding:64px 0}.section-header{margin-bottom:36px}.section-title{margin-bottom:8px;font-size:24px;line-height:32px}.btn{font-size:12px}}.topbar{background:var(--dark-blue);color:var(--white);font-size:13px}.topbar__inner{justify-content:space-between;align-items:center;gap:16px;min-height:42px;display:flex}.topbar__socials{align-items:center;gap:8px;display:flex}.topbar__socials a{width:28px;height:28px;color:var(--white);transition:all var(--transition);background:#ffffff1a;border-radius:50%;place-items:center;font-size:13px;display:grid}.topbar__socials a:hover{background:var(--primary-red);transform:translateY(-2px)}.topbar__links{flex-wrap:wrap;align-items:center;gap:4px 22px;margin-left:auto;display:flex}.topbar__link{color:var(--white);transition:opacity var(--transition);align-items:center;gap:7px;padding:4px 0;font-size:13px;font-weight:700;display:inline-flex}.topbar__link svg{color:var(--white);font-size:14px}.topbar__link:hover{opacity:.85}.topbar__divider{background:#ffffff40;width:1px;height:16px}.topbar__cibil{background:var(--primary-red);color:var(--white);transition:background var(--transition), transform var(--transition);border-radius:50px;align-items:center;gap:7px;padding:6px 14px;font-size:13px;font-weight:600;display:inline-flex}.topbar__cibil em{background:var(--white);color:var(--primary-red);border-radius:4px;padding:1px 6px;font-size:10px;font-style:normal;font-weight:800}.topbar__cibil:hover{background:var(--dark-red);transform:translateY(-1px)}@media (width<=768px){.topbar__links{gap:4px 16px}.topbar__link span,.topbar__divider{display:none}.topbar__link svg{font-size:15px}}@media (width<=1100px){.topbar__socials{display:none}.topbar__links{margin-left:0}}@media (width<=400px){.topbar__cibil span{display:none}}.header{z-index:1000;background:var(--white);transition:box-shadow var(--transition), border-color var(--transition);border-bottom:1px solid #0000;position:sticky;top:0}.header--scrolled{border-color:var(--border);box-shadow:0 6px 24px #062a661a}.header__inner{height:var(--header-height);justify-content:space-between;align-items:center;gap:20px;display:flex}.header__logo img{width:auto;height:82px}.nav__list{align-items:center;gap:4px;display:flex}.nav__item{position:relative}.nav__link{font-family:var(--font-heading);color:var(--text-dark);white-space:nowrap;transition:color var(--transition);align-items:center;gap:6px;padding:34px 12px;font-size:15px;font-weight:700;display:flex}.nav__link:after{content:"";background:var(--primary-red);height:3px;transition:transform var(--transition);border-radius:3px;position:absolute;bottom:22px;left:12px;right:12px;transform:scaleX(0)}.nav__item:hover>.nav__link,.nav__item.open>.nav__link{color:var(--primary-blue)}.nav__item:hover>.nav__link:after{transform:scaleX(1)}.nav__chevron{transition:transform var(--transition);font-size:11px}.dropdown{border-top:3px solid var(--primary-red);border-radius:0 0 var(--radius) var(--radius);background:var(--white);min-width:230px;box-shadow:var(--shadow-lg);opacity:0;visibility:hidden;padding:10px;transition:all .25s;position:absolute;top:100%;left:0;transform:translateY(10px)}.dropdown__link{border-radius:var(--radius-sm);transition:all var(--transition);align-items:center;gap:10px;padding:11px 14px;font-size:15px;font-weight:500;display:flex}.dropdown__link svg{color:var(--primary-red)}.dropdown__link:hover{background:var(--light-blue);color:var(--primary-blue);padding-left:18px}.dropdown--mega{width:640px;padding:16px;left:50%;transform:translate(-50%,10px)}.mega{grid-template-columns:1fr 1fr;gap:6px;display:grid}.mega__item{border-radius:var(--radius-sm);transition:background var(--transition);align-items:flex-start;gap:12px;padding:12px;display:flex}.mega__item:hover{background:var(--light-bg)}.mega__icon{background:var(--light-blue);width:42px;height:42px;color:var(--primary-blue);transition:all var(--transition);border-radius:10px;flex-shrink:0;place-items:center;font-size:18px;display:grid}.mega__item:hover .mega__icon{background:var(--primary-red);color:var(--white)}.mega__item strong{font-family:var(--font-heading);font-size:15px;font-weight:600;display:block}.mega__item strong em{color:var(--primary-red);font-size:12px;font-style:normal}.mega__item small{color:var(--text-muted);font-size:13px;display:block}.mega__footer{border-radius:var(--radius-sm);background:var(--primary-blue);color:var(--white);transition:background var(--transition);justify-content:center;align-items:center;gap:8px;margin-top:10px;padding:12px;font-size:14px;font-weight:600;display:flex}.mega__footer:hover{background:var(--primary-red)}.header__actions{align-items:center;gap:10px;display:flex}.login{position:relative}.login__menu{border-top:3px solid var(--primary-red);border-radius:var(--radius);background:var(--white);width:220px;box-shadow:var(--shadow-lg);opacity:0;visibility:hidden;padding:8px;transition:all .25s;position:absolute;top:calc(100% + 10px);right:0;transform:translateY(8px)}.login.open .login__menu{opacity:1;visibility:visible;transform:none}.login.open .nav__chevron{transform:rotate(180deg)}.login__menu button{border-radius:var(--radius-sm);text-align:left;width:100%;transition:all var(--transition);align-items:center;gap:10px;padding:11px 14px;font-size:14px;font-weight:500;display:flex}.login__menu button svg{color:var(--primary-red)}.login__menu button:hover{background:var(--light-blue);color:var(--primary-blue)}.header__burger{background:var(--light-blue);width:44px;height:44px;color:var(--primary-blue);border-radius:10px;place-items:center;font-size:20px;display:none}.nav__mobile-head,.nav__mobile-actions,.nav__mobile-contact,.nav__item--mobile,.nav-backdrop{display:none}@media (width>=1101px){.nav__item:hover>.dropdown,.nav__item:focus-within>.dropdown{opacity:1;visibility:visible;transform:none}.nav__item:hover>.dropdown--mega,.nav__item:focus-within>.dropdown--mega{transform:translate(-50%)}.nav__item:hover .nav__chevron{transform:rotate(180deg)}}@media (width<=1240px) and (width>=1101px){.nav__link{padding-left:9px;padding-right:9px;font-size:14px}}@media (width<=1100px){.header__burger{display:grid}.login{display:none}.nav-backdrop{z-index:1001;opacity:0;visibility:hidden;transition:all var(--transition);background:#062a6680;display:block;position:fixed;inset:0}.nav-backdrop.show{opacity:1;visibility:visible}.nav{z-index:1002;background:var(--white);width:min(360px,88vw);box-shadow:var(--shadow-lg);flex-direction:column;padding:20px;transition:transform .35s;display:flex;position:fixed;top:0;bottom:0;right:0;overflow-y:auto;transform:translate(100%)}.nav--open{transform:none}.nav__mobile-head{border-bottom:1px solid var(--border);justify-content:space-between;align-items:center;margin-bottom:8px;padding-bottom:16px;display:flex}.nav__mobile-head img{width:auto;height:70px}.nav__close{background:var(--light-bg);width:38px;height:38px;color:var(--primary-red);border-radius:50%;place-items:center;font-size:18px;display:grid}.nav__list{flex-direction:column;align-items:stretch;gap:0}.nav__item{border-bottom:1px solid var(--border)}.nav__link{justify-content:space-between;width:100%;padding:15px 4px;font-size:16px}.nav__link:after{display:none}.nav__item.open .nav__chevron{transform:rotate(180deg)}.nav__item--mobile{display:block}.nav__link-label{align-items:center;gap:10px;display:inline-flex}.nav__link-label svg{color:var(--primary-red);font-size:15px}.nav__free{background:var(--primary-red);color:var(--white);border-radius:4px;padding:2px 8px;font-size:11px;font-style:normal;font-weight:800}.dropdown,.dropdown--mega{border-radius:var(--radius-sm);width:auto;min-width:0;max-height:0;box-shadow:none;background:var(--light-bg);opacity:1;visibility:visible;border:none;padding:0;transition:max-height .35s,padding .35s,margin .35s;position:static;overflow:hidden;transform:none}.nav__item.open>.dropdown{max-height:900px;margin-bottom:12px;padding:8px}.mega{grid-template-columns:1fr}.mega__item{padding:10px}.mega__icon{width:36px;height:36px;font-size:15px}.nav__mobile-actions{gap:10px;margin-top:24px;display:grid}.nav__mobile-actions p,.nav__mobile-contact p{color:var(--text-muted);text-transform:uppercase;letter-spacing:1px;font-size:13px;font-weight:600}.nav__mobile-contact{border-top:1px solid var(--border);gap:12px;margin-top:24px;padding-top:20px;display:grid}.nav__contact{color:var(--text-dark);word-break:break-word;align-items:flex-start;gap:12px;font-size:14px;line-height:1.5;display:flex}.nav__contact-icon{background:var(--primary-red);width:32px;height:32px;color:var(--white);border-radius:50%;flex-shrink:0;place-items:center;font-size:14px;display:grid}.nav__contact-icon--whatsapp{background:#25d366}.nav__socials{gap:10px;margin-top:6px;display:flex}.nav__socials a{background:var(--dark-blue);width:36px;height:36px;color:var(--white);transition:all var(--transition);border-radius:50%;place-items:center;font-size:14px;display:grid}.nav__socials a:hover{background:var(--primary-red);transform:translateY(-2px)}}@media (width<=576px){:root{--header-height:76px}.header__logo img{height:66px}.header__apply{display:none}}.loan-ticker{background:var(--primary-red);color:var(--white);padding:14px 0;overflow:hidden}.loan-ticker__track{gap:48px;width:max-content;animation:30s linear infinite loan-ticker;display:flex}.loan-ticker:hover .loan-ticker__track{animation-play-state:paused}.loan-ticker__item{white-space:nowrap;align-items:center;gap:10px;font-size:15px;display:inline-flex}.loan-ticker__item strong{text-transform:uppercase;letter-spacing:.5px;font-weight:700}.loan-ticker__icon{font-size:18px}.loan-ticker__short{opacity:.9}@keyframes loan-ticker{to{transform:translate(calc(-50% - 24px))}}@media (width<=576px){.loan-ticker{padding:10px 0}.loan-ticker__item{font-size:13px}}@media (prefers-reduced-motion:reduce){.loan-ticker__track{animation:none}}.hero{background:var(--light-bg);position:relative;overflow:hidden}.hero__track{transition:transform .8s;display:flex}.hero__slide{cursor:pointer;background:0 0;border:0;flex:0 0 100%;padding:0;display:block}.hero__slide picture{display:block}.hero__slide img{aspect-ratio:1366/400;object-fit:cover;object-position:center 22%;-webkit-user-select:none;user-select:none;width:100%;height:auto;max-height:400px;display:block}.hero__arrow{z-index:2;width:40px;height:40px;color:var(--white);opacity:0;transition:all var(--transition);background:#0000004d;border:1px solid #ffffff80;border-radius:50%;place-items:center;display:grid;position:absolute;top:50%;transform:translateY(-50%)}.hero:hover .hero__arrow,.hero__arrow:focus-visible{opacity:1}.hero__arrow:hover{background:var(--primary-red);border-color:var(--primary-red)}.hero__arrow--prev{left:16px}.hero__arrow--next{right:16px}.hero__dots{z-index:2;align-items:center;gap:6px;display:flex;position:absolute;bottom:12px;left:50%;transform:translate(-50%)}.hero__dot{width:7px;height:7px;transition:all var(--transition);background:#ffffffb3;border-radius:50px;box-shadow:0 0 0 1px #00000026}.hero__dot.active{background:var(--primary-red);width:22px}.hero-nav{background:var(--white);justify-content:center;padding:12px 20px 0;display:flex}.hero-nav__bar{background:radial-gradient(circle at 100% 0%, #e31e2459, transparent 45%), linear-gradient(135deg, var(--primary-blue) 0%, var(--dark-blue) 100%);border-bottom:3px solid var(--primary-red);scrollbar-width:none;border-radius:12px;gap:10px;max-width:100%;padding:12px 18px;display:flex;position:relative;overflow-x:auto;box-shadow:0 10px 28px #062a6659}.hero-nav__bar::-webkit-scrollbar{display:none}.hero-nav__pill{color:var(--white);white-space:nowrap;transition:all var(--transition);background:#ffffff14;border:1px solid #ffffff59;border-radius:50px;flex-shrink:0;padding:8px 18px;font-size:13px;font-weight:500}.hero-nav__pill:hover,.hero-nav__pill:focus-visible{background:linear-gradient(135deg, var(--primary-red) 0%, var(--dark-red) 100%);border-color:var(--primary-red);color:var(--white);transform:translateY(-2px);box-shadow:0 6px 16px #e31e2473}@media (width<=768px){.hero__slide img{aspect-ratio:941/1672;object-position:center;max-height:none}.hero__arrow{opacity:1;background:#0006;width:34px;height:34px;font-size:13px}.hero__arrow--prev{left:8px}.hero__arrow--next{right:8px}.hero__dots{bottom:8px}.hero-nav__bar{grid-template-columns:repeat(2,1fr);width:100%;padding:12px;display:grid;overflow:visible}.hero-nav__pill{text-align:center;padding:9px 10px}.hero-nav__pill:last-child:nth-child(odd){grid-column:1/-1}}.quick-apply{z-index:5;margin-top:30px;scroll-margin-top:140px;position:relative}.quick-apply__card{border-radius:var(--radius-lg);border-bottom:5px solid var(--primary-red);background:var(--white);box-shadow:var(--shadow-lg);padding:26px 30px}.quick-apply__intro{flex-wrap:wrap;align-items:baseline;gap:4px 16px;margin-bottom:18px;display:flex}.quick-apply__intro h2{color:var(--primary-blue);font-size:22px}.quick-apply__intro p{color:var(--text-muted);font-size:14px}.quick-apply__form{grid-template-columns:repeat(4,1fr) auto;align-items:start;gap:16px;display:grid}.quick-apply__submit{height:48px;margin-top:28px}.quick-apply__success .link{background:0 0;text-decoration:underline}@media (width<=1000px){.quick-apply__form{grid-template-columns:1fr 1fr}.quick-apply__submit{grid-column:1/-1;margin-top:0}}@media (width<=576px){.quick-apply{margin-top:20px}.quick-apply__card{padding:22px 18px}.quick-apply__form{grid-template-columns:1fr}}.loans{padding-top:80px}.loans__grid{grid-template-columns:repeat(3,1fr);align-items:start;gap:28px;display:grid}.loan-card{border:1px solid var(--border);border-radius:var(--radius-lg);background:var(--white);box-shadow:var(--shadow-sm);transition:transform var(--transition), box-shadow var(--transition), opacity .7s ease;flex-direction:column;padding:28px;display:flex;position:relative;overflow:hidden}.loan-card:before{content:"";z-index:2;background:var(--primary-red);transform-origin:0;height:5px;transition:transform .4s;position:absolute;top:0;left:0;right:0;transform:scaleX(0)}.loan-card.visible:hover{box-shadow:var(--shadow-lg);transform:translateY(-10px)}.loan-card:hover:before{transform:scaleX(1)}.loan-card__media{aspect-ratio:16/10;background:var(--light-blue);margin:-28px -28px 20px;display:block;position:relative;overflow:hidden}.loan-card__media:after{content:"";pointer-events:none;background:linear-gradient(#062a6600 55%,#062a668c 100%);position:absolute;inset:0}.loan-card__img{object-fit:cover;width:100%;height:100%;transition:transform .6s;display:block}.loan-card:hover .loan-card__img{transform:scale(1.07)}.loan-card__code{z-index:1;background:var(--primary-red);color:var(--white);letter-spacing:1px;border-radius:50px;padding:4px 12px;font-size:12px;font-weight:700;position:absolute;top:14px;right:14px;box-shadow:0 4px 12px #e31e2466}.loan-card__title{letter-spacing:.16px;margin-bottom:8px;font-size:20px;font-weight:700;line-height:26px}.loan-card__desc{color:var(--text-muted);margin-bottom:18px;font-size:14px;line-height:22px}.loan-card__features{border-radius:var(--radius);background:var(--light-bg);gap:8px;margin-bottom:18px;padding:14px 16px;display:grid}.loan-card__features li{justify-content:space-between;gap:12px;font-size:14px;display:flex}.loan-card__features span{color:var(--text-muted)}.loan-card__features strong{color:var(--primary-blue);text-align:right}.loan-card__actions{gap:10px;margin-top:auto;display:flex}.loan-card__actions .btn{flex:1}.loan-card__toggle{background:var(--white);color:var(--primary-blue)}.loan-card__toggle:hover{background:var(--primary-blue);color:var(--white)}.loan-card__arrow{transition:transform var(--transition);font-size:11px}.loan-card__toggle:hover .loan-card__arrow{transform:translate(4px)}.loan-card__title a:hover{color:var(--primary-red)}@media (width<=1024px){.loans__grid{grid-template-columns:repeat(2,1fr)}}@media (width<=640px){.loans__grid{grid-template-columns:1fr}.loan-card{padding:22px}.loan-card__media{margin:-22px -22px 18px}}.emi__card{border-radius:var(--radius-lg);background:var(--white);box-shadow:var(--shadow);grid-template-columns:1.3fr 1fr;display:grid;overflow:hidden}.emi__inputs{gap:34px;padding:44px;display:grid}.emi-field__head{justify-content:space-between;align-items:center;gap:12px;margin-bottom:14px;display:flex}.emi-field__head label{font-weight:600}.emi-field__head output{border-radius:var(--radius-sm);background:var(--light-blue);min-width:130px;color:var(--primary-blue);font-family:var(--font-heading);text-align:right;padding:8px 14px;font-weight:700}.emi-field input[type=range]{background:linear-gradient(to right, var(--primary-red) 0%, var(--primary-red) var(--progress), var(--border) var(--progress), var(--border) 100%);appearance:none;cursor:pointer;border-radius:8px;width:100%;height:8px}.emi-field input[type=range]::-webkit-slider-thumb{border:5px solid var(--white);background:var(--primary-red);appearance:none;border-radius:50%;width:24px;height:24px;transition:transform .2s;box-shadow:0 2px 10px #e31e2480}.emi-field input[type=range]::-webkit-slider-thumb:hover{transform:scale(1.15)}.emi-field input[type=range]::-moz-range-thumb{border:5px solid var(--white);background:var(--primary-red);border-radius:50%;width:16px;height:16px;box-shadow:0 2px 10px #e31e2480}.emi-field__limits{color:var(--text-muted);justify-content:space-between;margin-top:8px;font-size:13px;display:flex}.emi__result{background:linear-gradient(160deg, var(--primary-blue), var(--dark-blue));color:var(--white);flex-direction:column;gap:24px;padding:40px;display:flex}.emi__chart{width:210px;margin:0 auto;position:relative}.emi__chart svg{width:100%;overflow:visible}.emi__chart-interest{stroke:#ff4d52}.emi__chart-principal{stroke:var(--white);transition:stroke-dasharray .5s}.emi__chart-center{flex-direction:column;justify-content:center;align-items:center;display:flex;position:absolute;inset:0}.emi__chart-center span{color:#ffffffbf;font-size:13px}.emi__chart-center strong{font-family:var(--font-heading);font-size:22px}.emi__legend{gap:12px;display:grid}.emi__legend li{color:#ffffffd9;align-items:center;gap:10px;font-size:15px;display:flex}.emi__legend strong{color:var(--white);margin-left:auto}.emi__total{border-top:1px dashed #ffffff4d;padding-top:12px;font-weight:600}.emi__total strong{font-size:18px}.dot{border-radius:50%;width:12px;height:12px}.dot--blue{background:var(--white)}.dot--red{background:#ff4d52}@media (width<=900px){.emi__card{grid-template-columns:1fr}.emi__inputs,.emi__result{padding:28px 22px}}.why__grid{grid-template-columns:repeat(3,1fr);gap:26px;display:grid}.why__item{border:1px solid var(--border);border-radius:var(--radius-lg);background:var(--white);z-index:0;padding:32px 28px;position:relative;overflow:hidden}.why__item:after{content:"";z-index:-1;background:linear-gradient(150deg, var(--primary-blue), var(--dark-blue));opacity:0;transition:opacity var(--transition);position:absolute;inset:0}.why__item:hover:after{opacity:1}.why__item:hover h3,.why__item:hover p{color:var(--white)}.why__icon{width:62px;height:62px;color:var(--primary-red);transition:all var(--transition);background:#e31e241a;border-radius:16px;place-items:center;margin-bottom:20px;font-size:26px;display:grid}.why__item:hover .why__icon{background:var(--primary-red);color:var(--white);transform:rotateY(180deg)}.why__item h3{transition:color var(--transition);margin-bottom:8px;font-size:20px;line-height:26px}.why__item p{color:var(--text-muted);transition:color var(--transition);font-size:14px;line-height:22px}@media (width<=1024px){.why__grid{grid-template-columns:repeat(2,1fr)}}@media (width<=600px){.why__grid{grid-template-columns:1fr}}.about__profile{grid-template-columns:1fr 1.1fr;align-items:center;gap:60px;margin-bottom:90px;display:grid}.about__media{position:relative}.about__media img{aspect-ratio:6/5;object-fit:cover;border-radius:var(--radius-lg);width:100%;height:auto;box-shadow:var(--shadow)}.about__exp{border-radius:var(--radius);background:var(--primary-red);color:var(--white);flex-direction:column;align-items:center;padding:20px 26px;display:flex;position:absolute;bottom:-24px;right:-20px;box-shadow:0 14px 30px #e31e2459}.about__exp strong{font-family:var(--font-heading);font-size:38px;line-height:1}.about__exp span{font-size:13px;font-weight:600}.about__content .section-title{text-align:left}.about__lead{font-family:var(--font-heading);color:var(--primary-blue);margin-bottom:12px;font-size:18px;font-weight:600}.about__content>p:not(.about__lead){color:var(--text-muted);margin-bottom:22px}.about__list{gap:12px;display:grid}.about__list li{align-items:flex-start;gap:10px;font-weight:500;display:flex}.about__list svg{color:var(--primary-red);flex-shrink:0;margin-top:4px}.team__grid{grid-template-columns:repeat(4,1fr);gap:24px;display:grid}.team-card{border-radius:var(--radius-lg);background:var(--white);box-shadow:var(--shadow-sm);text-align:center;transition:transform var(--transition), box-shadow var(--transition), opacity .7s ease;padding:30px 22px}.team-card.visible:hover{box-shadow:var(--shadow);transform:translateY(-8px)}.team-card__avatar{border:4px solid var(--white);background:linear-gradient(135deg, var(--primary-blue), var(--dark-blue));width:96px;height:96px;box-shadow:0 0 0 3px var(--primary-red);color:var(--white);font-family:var(--font-heading);border-radius:50%;place-items:center;margin:0 auto 16px;font-size:30px;font-weight:700;display:grid;overflow:hidden}.team-card__avatar img{object-fit:cover;width:100%;height:100%}.team-card h3{font-size:18px}.team-card__role{color:var(--primary-red);margin:4px 0 10px;font-size:14px;font-weight:600;display:block}.team-card p{color:var(--text-muted);font-size:14px}.team-card__social{justify-content:center;gap:10px;margin-top:16px;display:flex}.team-card__social a{background:var(--light-blue);width:34px;height:34px;color:var(--primary-blue);transition:all var(--transition);border-radius:50%;place-items:center;font-size:14px;display:grid}.team-card__social a:hover{background:var(--primary-red);color:var(--white)}@media (width<=1024px){.team__grid{grid-template-columns:repeat(2,1fr)}}@media (width<=900px){.about__profile{grid-template-columns:1fr;gap:50px}.about__exp{right:10px}}@media (width<=540px){.team__grid{grid-template-columns:1fr}}.achievements{background:linear-gradient(135deg, var(--primary-blue), var(--dark-blue));color:var(--white);position:relative;overflow:hidden}.achievements:before{content:"";border:60px solid #e31e2440;border-radius:50%;width:400px;height:400px;position:absolute;top:-150px;right:-150px}.achievements .container{position:relative}.achievements .section-title{color:var(--white)}.achievements .section-title span{color:#ff4d52}.achievements .section-subtitle{color:#ffffffbf}.section-tag--light{color:var(--white);background:#ffffff1f}.stats{grid-template-columns:repeat(4,1fr);gap:24px;margin-bottom:50px;display:grid}.stat{border-radius:var(--radius-lg);text-align:center;transition:transform var(--transition), background var(--transition);background:#ffffff12;border:1px solid #ffffff26;flex-direction:column;align-items:center;padding:32px 18px;display:flex}.stat:hover{background:#ffffff1f;transform:translateY(-6px)}.stat__icon{background:var(--primary-red);border-radius:50%;place-items:center;width:60px;height:60px;margin-bottom:14px;font-size:24px;display:grid}.stat__value{font-family:var(--font-heading);font-size:clamp(32px,4vw,40px);font-weight:700;line-height:44px}.stat__label{color:#fffc;font-size:14px}.awards{grid-template-columns:repeat(3,1fr);gap:22px;margin-bottom:60px;display:grid}.award{border-radius:var(--radius);background:var(--white);color:var(--text-dark);border-left:5px solid var(--primary-red);align-items:center;gap:16px;padding:22px;display:flex}.award__icon{color:#d4a017;background:#fff6db;border-radius:50%;flex-shrink:0;place-items:center;width:54px;height:54px;font-size:24px;display:grid}.award h3{font-size:16px}.award span{color:var(--text-muted);font-size:13px}.partners__title{color:var(--white);text-align:center;margin-bottom:20px;font-size:18px}.partners__marquee{overflow:hidden;-webkit-mask-image:linear-gradient(90deg,#0000,#000 10% 90%,#0000);mask-image:linear-gradient(90deg,#0000,#000 10% 90%,#0000)}.partners__track{gap:20px;width:max-content;animation:22s linear infinite marquee;display:flex}.partners__marquee:hover .partners__track{animation-play-state:paused}.partner{border-radius:var(--radius);background:var(--white);place-items:center;width:200px;height:84px;padding:16px 24px;display:grid}.partner img{object-fit:contain;-webkit-user-select:none;user-select:none;max-width:100%;max-height:48px}@keyframes marquee{to{transform:translate(calc(-50% - 10px))}}@media (width<=1024px){.stats{grid-template-columns:repeat(2,1fr)}.awards{grid-template-columns:1fr}}@media (width<=480px){.stats{gap:14px}.stat{padding:24px 10px}}.reviews__viewport{margin:0 -12px;padding:10px 0 20px;overflow:hidden}.reviews__track{transition:transform .6s;display:flex}.reviews__slide{flex:0 0 calc(100% / var(--per-view));padding:0 12px}.review-card{border-radius:var(--radius-lg);border-bottom:4px solid var(--primary-blue);background:var(--white);height:100%;box-shadow:var(--shadow-sm);transition:border-color var(--transition), box-shadow var(--transition);flex-direction:column;padding:30px;display:flex;position:relative}.review-card:hover{border-color:var(--primary-red);box-shadow:var(--shadow)}.review-card__quote{color:var(--light-blue);font-size:40px;position:absolute;top:24px;right:26px}.review-card__stars{color:#d5dcea;gap:4px;margin-bottom:16px;display:flex}.review-card__stars .filled{color:#f5b301}.review-card__text{color:var(--text-muted);flex:1;margin-bottom:22px;font-size:14px;line-height:22px}.review-card__author{align-items:center;gap:14px;display:flex}.review-card__avatar{background:linear-gradient(135deg, var(--primary-red), var(--dark-red));width:52px;height:52px;color:var(--white);font-family:var(--font-heading);border-radius:50%;flex-shrink:0;place-items:center;font-size:18px;font-weight:700;display:grid}.review-card__author h3{font-size:16px}.review-card__author div span{color:var(--text-muted);font-size:13px}.review-card__author em{color:var(--primary-blue);font-style:normal;font-weight:600}.reviews__controls{justify-content:center;align-items:center;gap:18px;margin-top:10px;display:flex}.reviews__arrow{border:2px solid var(--primary-blue);width:42px;height:42px;color:var(--primary-blue);transition:all var(--transition);border-radius:50%;place-items:center;display:grid}.reviews__arrow:hover{background:var(--primary-red);border-color:var(--primary-red);color:var(--white)}.reviews__dots{gap:8px;display:flex}.reviews__dot{width:10px;height:10px;transition:all var(--transition);background:#c9d6ef;border-radius:50px}.reviews__dot.active{background:var(--primary-red);width:28px}.referral__layout{grid-template-columns:.9fr 1.2fr;align-items:start;gap:40px;display:grid}.referral__steps{border-radius:var(--radius-lg);background:linear-gradient(160deg, var(--primary-blue), var(--dark-blue));color:var(--white);padding:36px}.referral__steps>h3{color:var(--white);margin-bottom:26px;font-size:22px}.referral__steps ol{gap:26px;list-style:none;display:grid}.ref-step{gap:18px;display:flex;position:relative}.ref-step:not(:last-child):after{content:"";border-left:2px dashed #ffffff4d;position:absolute;top:62px;bottom:-22px;left:27px}.ref-step__icon{background:#ffffff1f;border-radius:50%;flex-shrink:0;place-items:center;width:56px;height:56px;font-size:22px;display:grid;position:relative}.ref-step__icon em{background:var(--primary-red);border-radius:50%;place-items:center;width:22px;height:22px;font-size:12px;font-style:normal;font-weight:700;display:grid;position:absolute;top:-4px;right:-4px}.ref-step h4{color:var(--white);font-size:17px}.ref-step p{color:#ffffffc7;font-size:14px}.referral__reward{border-radius:var(--radius);background:var(--primary-red);align-items:center;gap:14px;margin-top:30px;padding:18px 20px;display:flex}.referral__reward strong{font-family:var(--font-heading);font-size:30px}.referral__reward span{font-size:14px;line-height:1.4}.referral__card{border-radius:var(--radius-lg);background:var(--white);box-shadow:var(--shadow);overflow:hidden}.ref-tabs{background:var(--light-bg);grid-template-columns:1fr 1fr;display:grid}.ref-tab{font-family:var(--font-heading);color:var(--text-muted);transition:all var(--transition);border-bottom:3px solid #0000;justify-content:center;align-items:center;gap:8px;padding:18px 12px;font-weight:600;display:flex}.ref-tab:hover{color:var(--primary-blue)}.ref-tab.active{border-color:var(--primary-red);background:var(--white);color:var(--primary-blue)}.ref-panel{padding:32px}.ref-intro h3{color:var(--primary-blue);font-size:20px}.ref-intro p{color:var(--text-muted);font-size:14px}.form-row{grid-template-columns:1fr 1fr;gap:16px;display:grid}.ref-code-input{letter-spacing:1.5px;font-family:monospace;font-size:16px}.ref-success{text-align:center;justify-items:center;gap:14px;animation:.4s modal-pop;display:grid}.ref-success__icon{width:70px;height:70px;color:var(--primary-red);background:#e31e241a;border-radius:50%;place-items:center;font-size:30px;display:grid}.ref-success h3{font-size:20px}.ref-success p{color:var(--text-muted);font-size:14px}.ref-id{border:2px dashed var(--primary-blue);border-radius:var(--radius);background:var(--light-blue);align-items:center;gap:12px;padding:10px 10px 10px 20px;display:flex}.ref-id code{letter-spacing:2px;color:var(--primary-blue);font-size:20px;font-weight:700}.ref-share{flex-wrap:wrap;justify-content:center;gap:10px;display:flex}.ref-share__whatsapp{color:var(--white);background:#25d366}.ref-share__whatsapp:hover{background:#1da851}.ref-success__again{background:0 0;text-decoration:underline}@media (width<=960px){.referral__layout{grid-template-columns:1fr}}@media (width<=540px){.form-row{grid-template-columns:1fr}.ref-panel,.referral__steps{padding:24px 18px}.ref-tab{flex-direction:column;gap:4px;font-size:14px}.ref-id{flex-direction:column;padding:14px}.ref-id code{font-size:18px}}.modal-overlay{z-index:2000;-webkit-backdrop-filter:blur(4px);backdrop-filter:blur(4px);background:#062a6699;justify-content:center;align-items:center;padding:20px;animation:.25s modal-fade;display:flex;position:fixed;inset:0}.modal{background:var(--white);border-radius:var(--radius-lg);width:100%;max-height:calc(100vh - 40px);box-shadow:var(--shadow-lg);animation:.3s modal-pop;overflow-y:auto}.modal:focus{outline:none}.modal--sm{max-width:420px}.modal--md{max-width:500px}.modal--lg{max-width:640px}.modal__header{border-top:5px solid var(--primary-red);border-bottom:1px solid var(--border);border-radius:var(--radius-lg) var(--radius-lg) 0 0;align-items:center;gap:14px;padding:22px 56px 18px 24px;display:flex;position:relative}.modal__icon{background:var(--light-blue);width:46px;height:46px;color:var(--primary-blue);border-radius:12px;flex-shrink:0;place-items:center;font-size:20px;display:grid}.modal__title{font-size:20px;font-weight:700}.modal__subtitle{color:var(--text-muted);font-size:14px}.modal__close{background:var(--light-bg);width:34px;height:34px;color:var(--text-muted);transition:all var(--transition);border-radius:50%;place-items:center;display:grid;position:absolute;top:18px;right:18px}.modal__close:hover{background:var(--primary-red);color:var(--white);transform:rotate(90deg)}.modal__body{padding:24px}@keyframes modal-fade{0%{opacity:0}}@keyframes modal-pop{0%{opacity:0;transform:translateY(20px)scale(.97)}}.secure-note{color:var(--text-muted);text-align:center;justify-content:center;align-items:center;gap:6px;font-size:13px;display:flex}.link{color:var(--primary-blue);font-size:14px;font-weight:600}.link:hover{color:var(--primary-red)}.track-result{border-radius:var(--radius);background:var(--light-bg);margin-top:22px;padding:18px}.track-result__head{justify-content:space-between;align-items:center;gap:12px;margin-bottom:16px;display:flex}.track-result__label{color:var(--text-muted);font-size:12px;display:block}.status-pill{color:#a87500;background:#e6a10026;border-radius:50px;padding:6px 14px;font-size:13px;font-weight:700}.track-steps{gap:12px;list-style:none;display:grid}.track-step{color:var(--text-muted);align-items:center;gap:12px;font-size:14px;display:flex;position:relative}.track-step:not(:last-child):after{content:"";background:var(--border);width:2px;height:12px;position:absolute;top:28px;left:13px}.track-step__dot{background:var(--white);border:2px solid var(--border);border-radius:50%;place-items:center;width:28px;height:28px;font-size:12px;font-weight:700;display:grid}.track-step.done{color:var(--text-dark)}.track-step.done .track-step__dot{background:var(--success);border-color:var(--success);color:var(--white)}.track-step.current{color:var(--primary-blue);font-weight:700}.track-step.current .track-step__dot{border-color:var(--primary-blue);color:var(--primary-blue);box-shadow:0 0 0 4px #0b3d911f}.track-result__note{color:var(--text-muted);margin-top:14px;font-size:13px}.cibil-result{text-align:center;gap:16px;display:grid}.cibil-result__greet{color:var(--text-muted);font-weight:600}.gauge{width:240px;margin:0 auto;position:relative}.gauge__value{transition:stroke-dashoffset 1.4s;animation:1.4s gauge-fill}.gauge__label{flex-direction:column;align-items:center;display:flex;position:absolute;bottom:14px;left:0;right:0}.gauge__label strong{font-family:var(--font-heading);color:var(--primary-blue);font-size:44px;line-height:1}.gauge__label span{font-size:14px;font-weight:700}.gauge__range{color:var(--text-muted);justify-content:space-between;padding:0 14px;font-size:12px;display:flex}.cibil-result__text{color:var(--text-muted);font-size:14px}.cibil-result__actions{flex-wrap:wrap;justify-content:center;gap:10px;display:flex}@keyframes gauge-fill{0%{stroke-dashoffset:251.3px}}.password-field{position:relative}.password-field .form-control{padding-right:44px}.password-field__toggle{color:var(--text-muted);position:absolute;top:50%;right:12px;transform:translateY(-50%)}.login-row{justify-content:space-between;align-items:center;gap:10px;display:flex}.payment-success{text-align:center;gap:16px;display:grid}.payment-success__icon{color:var(--success);margin:0 auto;font-size:64px;animation:.5s modal-pop}.payment-success__details{border-radius:var(--radius-sm);background:var(--light-bg);text-align:left;gap:8px;padding:14px 16px;font-size:14px;display:grid}.payment-success__details div{justify-content:space-between;gap:10px;display:flex}.payment-success__details dt{color:var(--text-muted)}.payment-success__details dd{font-weight:600}.payment__layout{grid-template-columns:1fr 1fr;align-items:start;gap:32px;display:grid}.payment__form{border-radius:var(--radius-lg);border-top:5px solid var(--primary-red);background:var(--white);box-shadow:var(--shadow);gap:18px;padding:36px;display:grid}.payment__form h3{color:var(--primary-blue);font-size:21px}.input-icon{position:relative}.input-icon svg{color:var(--text-muted);position:absolute;top:50%;left:14px;transform:translateY(-50%)}.input-icon .form-control{padding-left:36px}.payment__secure{color:var(--text-muted);justify-content:center;align-items:center;gap:8px;font-size:13px;display:flex}.payment__secure svg{color:var(--success)}.payment__side{gap:24px;display:grid}.payment__qr{border-radius:var(--radius-lg);background:linear-gradient(150deg, var(--primary-blue), var(--dark-blue));color:var(--white);align-items:center;gap:24px;padding:28px;display:flex}.payment__qr-code{border-radius:var(--radius);background:var(--white);flex-shrink:0;width:150px;padding:8px}.payment__qr h3{color:var(--white);margin-bottom:6px;font-size:20px}.payment__qr p{color:#fffc;margin-bottom:14px;font-size:14px}.payment__upi{border-radius:var(--radius-sm);background:var(--primary-red);padding:8px 14px;font-size:14px;display:inline-block}.payment__methods{border-radius:var(--radius-lg);background:var(--white);box-shadow:var(--shadow-sm);padding:28px}.payment__methods h3{margin-bottom:18px;font-size:18px}.payment__methods ul{grid-template-columns:repeat(4,1fr);gap:12px;display:grid}.payment__methods li{border:1px solid var(--border);border-radius:var(--radius);text-align:center;transition:all var(--transition);flex-direction:column;align-items:center;gap:8px;padding:14px 6px;font-size:12px;font-weight:600;display:flex}.payment__methods li svg{color:var(--primary-blue);font-size:26px}.payment__methods li:hover{border-color:var(--primary-red);box-shadow:var(--shadow-sm);transform:translateY(-3px)}@media (width<=960px){.payment__layout{grid-template-columns:1fr}}@media (width<=540px){.payment__form,.payment__qr,.payment__methods{padding:24px 18px}.payment__qr{text-align:center;flex-direction:column}.payment__methods ul{grid-template-columns:repeat(3,1fr)}}.faq__layout{grid-template-columns:1fr 320px;align-items:start;gap:30px;display:grid}.faq__list{gap:14px;display:grid}.faq__item{border:1px solid var(--border);border-radius:var(--radius);background:var(--white);transition:border-color var(--transition), box-shadow var(--transition)}.faq__item.open{border-color:var(--primary-blue);box-shadow:var(--shadow)}.faq__question{width:100%;font-family:var(--font-heading);color:var(--text-dark);text-align:left;justify-content:space-between;align-items:center;gap:16px;padding:18px 22px;font-size:16px;font-weight:700;display:flex}.faq__item.open .faq__question{color:var(--primary-blue)}.faq__icon{background:var(--light-blue);width:30px;height:30px;color:var(--primary-blue);transition:transform var(--transition), background var(--transition), color var(--transition);border-radius:50%;flex-shrink:0;padding:8px}.faq__item.open .faq__icon{background:var(--primary-red);color:var(--white);transform:rotate(45deg)}.faq__answer{grid-template-rows:0fr;transition:grid-template-rows .35s;display:grid}.faq__answer>div{overflow:hidden}.faq__item.open .faq__answer{grid-template-rows:1fr}.faq__answer p{color:var(--text-muted);padding:0 22px 20px;font-size:15px}.faq__help{top:calc(var(--header-height) + 20px);border-radius:var(--radius);background:linear-gradient(135deg, var(--primary-blue) 0%, var(--dark-blue) 100%);border-bottom:4px solid var(--primary-red);color:var(--white);gap:12px;padding:28px 24px;display:grid;position:sticky}.faq__help h3{color:var(--white);font-size:20px}.faq__help p{color:#ffffffd9;margin-bottom:6px;font-size:14px}.faq__help .btn--outline-blue{border-color:var(--white);background:var(--white)}@media (width<=900px){.faq__layout{grid-template-columns:1fr}.faq__help{position:static}}@media (width<=480px){.faq__question{padding:16px;font-size:15px}.faq__answer p{padding:0 16px 16px}}.footer{background:var(--dark-blue);color:#ffffffc7;font-size:15px}.footer__grid{grid-template-columns:1.4fr 1fr 1fr 1.4fr;gap:40px;padding-top:70px;padding-bottom:50px;display:grid}.footer__logo{border-radius:var(--radius);background:var(--white);margin-bottom:18px;padding:10px 16px;display:inline-block;box-shadow:0 6px 18px #0000002e}.footer__logo img{width:auto;height:72px;display:block}.footer__about p{margin-bottom:22px;font-size:14px}.footer__socials{gap:10px;display:flex}.footer__socials a{width:38px;height:38px;color:var(--white);transition:all var(--transition);background:#ffffff1a;border-radius:50%;place-items:center;display:grid}.footer__socials a:hover{background:var(--primary-red);transform:translateY(-3px)}.footer__col h3{color:var(--white);margin-bottom:24px;padding-bottom:12px;font-size:18px;position:relative}.footer__col h3:after{content:"";background:var(--primary-red);border-radius:3px;width:40px;height:3px;position:absolute;bottom:0;left:0}.footer__links{gap:10px;display:grid}.footer__links a,.footer__links button{color:#ffffffc7;text-align:left;transition:all var(--transition);align-items:center;gap:8px;font-size:14px;display:inline-flex}.footer__links svg{color:#ff4d52;font-size:10px}.footer__links a:hover,.footer__links button:hover{color:var(--white);transform:translate(5px)}.footer__contact{gap:16px;display:grid}.footer__contact li{align-items:flex-start;gap:12px;font-size:14px;display:flex}.footer__contact svg{color:#ff4d52;flex-shrink:0;margin-top:4px}.footer__contact a{word-break:break-word;transition:color var(--transition)}.footer__contact a:hover{color:var(--white)}.footer__bottom{background:var(--primary-red);color:var(--white);font-size:14px}.footer__bottom-inner{flex-wrap:wrap;justify-content:space-between;align-items:center;gap:10px;padding-top:16px;padding-bottom:16px;display:flex}.footer__bottom nav{align-items:center;gap:10px;display:flex}.footer__bottom a:hover{text-decoration:underline}@media (width<=1024px){.footer__grid{grid-template-columns:1fr 1fr}}@media (width<=600px){.footer__grid{grid-template-columns:1fr;gap:34px;padding-top:50px}.footer__bottom-inner{text-align:center;flex-direction:column}.footer__bottom{padding-bottom:70px}}.whatsapp-btn{z-index:900;width:60px;height:60px;color:var(--white);transition:transform var(--transition);background:#25d366;border-radius:50%;place-items:center;font-size:32px;animation:2s infinite wa-pulse;display:grid;position:fixed;bottom:24px;right:24px;box-shadow:0 8px 24px #25d36673}.whatsapp-btn:hover{transform:scale(1.08)}.whatsapp-btn__tip{border-radius:var(--radius-sm);background:var(--white);color:var(--text-dark);white-space:nowrap;box-shadow:var(--shadow);opacity:0;pointer-events:none;transition:all var(--transition);padding:6px 12px;font-size:13px;font-weight:600;position:absolute;right:calc(100% + 12px);transform:translate(10px)}.whatsapp-btn:hover .whatsapp-btn__tip{opacity:1;transform:none}@keyframes wa-pulse{0%{box-shadow:0 0 #25d36699}70%{box-shadow:0 0 0 18px #25d36600}to{box-shadow:0 0 #25d36600}}@media (width<=576px){.whatsapp-btn{width:54px;height:54px;font-size:28px;bottom:16px;right:16px}}.back-to-top{z-index:900;background:var(--primary-red);width:50px;height:50px;color:var(--white);opacity:0;visibility:hidden;transition:all var(--transition);border-radius:50%;place-items:center;font-size:18px;display:grid;position:fixed;bottom:24px;left:24px;transform:translateY(20px);box-shadow:0 8px 22px #e31e2466}.back-to-top.show{opacity:1;visibility:visible;transform:none}.back-to-top:hover{background:var(--dark-red);transform:translateY(-4px)}@media (width<=576px){.back-to-top{width:46px;height:46px;bottom:16px;left:16px}}.loan-hero{background:var(--dark-blue);min-height:460px;color:var(--white);padding:70px 0 110px;position:relative;overflow:hidden}.loan-hero__bg{object-fit:cover;object-position:center right;width:100%;height:100%;position:absolute;inset:0}.loan-hero:after{content:"";background:linear-gradient(90deg,#062a66f2 0%,#062a66cc 40%,#062a6640 75%,#062a661a 100%);position:absolute;inset:0}.loan-hero__inner{z-index:1;max-width:1240px;position:relative}.loan-hero__crumbs{color:#ffffffbf;flex-wrap:wrap;align-items:center;gap:8px;margin-bottom:22px;font-size:14px;display:flex}.loan-hero__crumbs svg{font-size:10px}.loan-hero__crumbs a:hover{color:var(--white)}.loan-hero__crumbs span{color:var(--white);font-weight:700}.loan-hero__code{background:var(--primary-red);letter-spacing:1px;border-radius:50px;margin-bottom:14px;padding:4px 14px;font-size:13px;font-weight:700;display:inline-block}.loan-hero h1{color:var(--white);margin-bottom:14px;font-size:44px}.loan-hero p{color:#ffffffd9;max-width:620px;margin-bottom:28px;font-size:17px}.loan-hero__actions{flex-wrap:wrap;gap:14px;display:flex}.loan-stats{z-index:2;grid-template-columns:repeat(3,1fr);gap:20px;margin-top:-56px;display:grid;position:relative}.loan-stats__item{border-radius:var(--radius);background:var(--white);box-shadow:var(--shadow);text-align:center;padding:24px}.loan-stats__item span{color:var(--text-muted);margin-bottom:6px;font-size:14px;display:block}.loan-stats__item strong{color:var(--primary-blue);font-size:22px}.loan-info{padding-top:60px}.loan-info__grid{grid-template-columns:repeat(3,1fr);gap:24px;display:grid}.loan-info__card{border:1px solid var(--border);border-top:4px solid var(--primary-red);border-radius:var(--radius-lg);background:var(--white);box-shadow:var(--shadow-sm);padding:28px}.loan-info__card h2{color:var(--primary-blue);margin-bottom:18px;font-size:20px}.loan-info__card li{align-items:flex-start;gap:10px;padding-bottom:12px;font-size:15px;display:flex}.loan-info__card svg{color:var(--success);flex-shrink:0;margin-top:5px}.loan-missing{text-align:center}.loan-missing h1{margin-bottom:10px}.loan-missing p{color:var(--text-muted);margin-bottom:24px}.loan-others__grid{grid-template-columns:repeat(auto-fill,minmax(320px,1fr));gap:18px;display:grid}.loan-others__item{border:1px solid var(--border);border-radius:var(--radius);background:var(--white);transition:transform var(--transition), box-shadow var(--transition);align-items:center;gap:16px;padding:20px;display:flex}.loan-others__item:hover{box-shadow:var(--shadow);transform:translateY(-4px)}.loan-others__icon{background:var(--light-blue);width:48px;height:48px;color:var(--primary-blue);border-radius:12px;flex-shrink:0;place-items:center;font-size:20px;display:grid}.loan-others__item strong{font-size:16px;display:block}.loan-others__item em{color:var(--primary-red);font-style:normal}.loan-others__item small{color:var(--text-muted);font-size:13px}.loan-others__arrow{color:var(--primary-red);flex-shrink:0;margin-left:auto}@media (width<=900px){.loan-info__grid{grid-template-columns:1fr}}@media (width<=640px){.loan-hero{min-height:0;padding:44px 0 90px}.loan-hero:after{background:linear-gradient(#062a66bf 0%,#062a66e6 100%)}.loan-hero h1{font-size:30px}.loan-hero p{font-size:15px}.loan-stats{grid-template-columns:1fr;gap:12px}.loan-stats__item{padding:16px}.loan-others__grid{grid-template-columns:1fr}}